OBJECTIVE

To have understanding of key Risk Management factors including an appreciation of what can cause Bank failures and Corpor\ate Losses and understanding and developing Asset Liability skills.Building upon Asset Liability Management (ALM) for integrating risk and a review of Enterprise-wide Risk Management (ERM) process and components.

APPROACH

By the end of the course, delegates should have developed their understanding of:

• SEC crackdown on "earnings management"
• New regulatory/accounting requirements
• Industry debacles
• Balance sheet management
• RAROC
• Using Asset Liability Management to manage and measure risks in balance sheet, including Regulatory capital and Liquidity
• Improving ROE, shareholder value and aligning risk profile and strategy through Asset Liability Management
• Control Functions including: Integrated Risk Assessment and Strategies, Risk Management, Audit, Legal/Compliance, Finance/Insurance, Security and Risk Reporting
• Risk Products Integration including: Financial Products, Insurance, Property Loss, Legal Liability.
• Risk Adjusted Return on Capital
• Risk Integration
• Credit Risk Road Map
• Risk Oversight Committees - Policies & Procedures
• Risk Awareness, including Culture and Values
• Identification and prioritization of key risks
• Vision and guiding principles for an ERM framework
• Provide leadership and set the tone from the top
• Establish risk measures and early warning indicators
• Integrate ERM into business planning and operations
• Link risk performance to incentive compensation